The evidence your
cyber underwriter
is already asking for.

Composite questions across Lloyd's specialty cyber and Tech E&O submissions in 2025–2026: which agents you run, what classification of data they touch, how you log and retain action records, whether the logs are tamper-evident, and how you would prove an incident timeline after the fact. Our renewal guide walks through what counts as a defensible answer to each.

It demonstrably affects loadings. Underwriters price AI exposure by assessing whether your control environment can produce contemporaneous, tamper-evident evidence of agent behaviour. A working audit trail with regulator-recognised pack formats is treated favourably by every Lloyd's syndicate we have spoken to.

The Insurance Claim pack bundles incident timeline, affected receipts, integrity proof, RFC 3161 notarisation tokens, redacted inputs and outputs, and per-action attribution into a single signed artefact brokers and loss adjusters can submit alongside the claim notification.

No. The as-of authority record fixes what the agent was authorised to do then — in force, in scope, delegated up the chain at the moment of loss — so later changes to the policy or the agent's permissions never rewrite that answer. Everything since sits in an ordered, verifiable lineage on top of it, with nothing silently dropped, and ships with independent verification that the record is complete. Your claim rests on a record pinned at the time, not one reconstructed after the fact.

We're broker-agnostic. The pack is portable JSON + PDF — your broker can submit it alongside your renewal questionnaire regardless of which house they sit in. No broker-specific lock-in, no integration required on their side.

The market is emerging. Tech E&O and specialty cyber markets are starting to address AI-specific exposures, and underwriters are asking how you would evidence agent behaviour after an incident. Tamper-evident logging is increasingly a prerequisite for the AI-related questions in submission questionnaires.